Stay In-The-Know On Your Mortgage

Most lenders base their home loan qualification on both your total monthly gross income and your monthly expenses. These monthly expenses include property taxes, PMI, association dues, insurance and credit card payments.

Use our mortgage calculator to get an estimate of how much you might qualify for.

Getting prequalified is a great first step as soon as you know you want to start shopping for a home. It will help you set a price range and see what your monthly payments could be.

Mortgage points are essentially a one-time fee you can pay to get a lower interest rate. One point is one percent of your total mortgage amount.

Each type of mortgage has a different minimum credit score for final approval. Even if you are below the minimum, our team can work with you on a plan to raise your credit score and reach your goal of homeownership.

Closing costs are a set of fees that are paid when you get ownership of a home. They include attorney fees, insurance and documentation fees among others.

Closing costs are usually around 2-5 percent of your home price.