About Us

Since our founding as a family business over a century ago, we have grown to become a modern local bank, helping families in Bemidji and the surrounding communities reach financial goals. Being employee-owned means all decisions, services and money stay in the community, helping us all reach a brighter future.

From checking accounts to mortgages to business banking, every product or service we offer is meant to empower financial health and lift up our neighbors. Beyond financial tools, we seek out opportunities to work with local businesses, schools and charities on events that bring the community together for a good cause.

Find out more about us using the links below.

Connect With the Community

Find out about our community groups for kids, teens and seniors.

Two children holding a piggy bank