Online Banking will be unavailable from 9:00pm until 11:00pm on Thursday, September 19th.


home equity_fall19_2

 Home Equity - Endless Possibilities...

Remodel, vacation, RV ... no closing costs on home equity loans in September*

Learn More


 New Card. New Way to Pay.

New debit cards now with ApplePay and GooglePay functionality.


cabin ad recropped

 Summer memories at the lake.

It's time to make it happen.

Talk to a lender



Winter-fast lane online banking

Use the fast lane

It's easy to stay connected with Online Banking






Bemidji's Bank Since 1897.

Employee owned since 1985.

For over 120 years, First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. First National Bank Bemidji has had a partnership with Bemidji for generations. In 1985, our employees invested in the bank through an Employee Stock Ownership Plan (ESOP). This means we'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.