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 We're locally yours.

Local Service, local underwriting and local expertise.   


IRA coins

Join the team that owns the bank!

Learn more about employment opportunities.

Apply today

MasterCard Easy SavingsMastercard Easy Savings®

Save when you fuel up, check in, or dine out

with your Debit Mastercard Businesscard.

Learn More


Home equity fishing boatDreaming of a new boat?

Consider using a Home Equity Line of Credit!  

Apply Today 





Bemidji's Bank Since 1897.

Employee owned since 1985.

For 120 years, First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. First National Bank Bemidji has had a partnership with Bemidji for generations. In 1985, our employees invested in the bank through an Employee Stock Ownership Plan (ESOP). This means we'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.