New Construction2020Building or Buying a New Home?
Talk with one of our mortgage experts to see which financing option may be best for you. 

Home Financing >

CardValet

Introducing CardValet

Protect and control your debit card from your smartphone. Parents can set limits or simply better manage spending.

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Debit_newpay

New Card. New Way to Pay.

New debit cards now with ApplePay, Samsung Pay and GooglePay functionality.

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Our service commitment to you during covid-19

Bemidji is our home and the well being of our residents is always our highest priority. We are keeping our staff educated as information becomes available, and are enforcing a number of techniques to reduce exposure and health risks to our employees and the wider community. All First National Bank lobbies are temporarily closed to the public. Drive-up windows are currently open and we encourage the use of the following banking solutions that allow access to your information:


• Online banking and mobile banking for account monitoring and transfers
• Online bill pay
• Contactless debit cards and digital wallets
• Mobile check deposit
• Use of our Automated Teller Machines (ATMs) for deposits and cash withdrawals

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Bemidji's Bank Since 1897.

Employee owned since 1985.

For over 120 years, First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. First National Bank Bemidji has had a partnership with Bemidji for generations. In 1985, our employees invested in the bank through an Employee Stock Ownership Plan (ESOP). This means we'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.