First National Bank Bemidji offers a variety of checking accounts and conveniences that allow you to customize your account to fit your needs. Please view our Checking Comparison Chart to easily compare the options to help you to choose the account that most closely meets your needs.
All of our non-interest bearing checking accounts come with the following benefits:
- ATM Card
- No fee Debit MasterCard®
- Free Online Banking
- Free Bill Pay
- View statements and check images
- Mobile Banking – access your account information with your mobile device
- Message and data rates may apply.
First Free Checking
A basic checking plan without minimum balance requirements.
A checking plan that gives you more options.
First Plus Checking
A full-service checking plan that pays interest.
Earns a variable interest rate paid monthly based on the average collected balance.
A pre-approved line of credit can be tied to any of these checking accounts to provide overdraft protection. Please stop in at one of our three office locations to pick up a Checking Reserve Application or you may call 218-333-4320 and ask to receive it by US Mail.