Are you a first-time or first-time in a long-time homebuyer? We’ll guide you every step of the way! First National Bank Bemidji has collected first-time homebuyer resources to help you learn about buying your first home or your first in a long-time home. Start with us!
Contact a lender to get started!
Get access to education and resources that help you make better decisions on homeownership.
Download the mortgage booklet, mortgage checklist, check rates or use the mortgage calculator!
A good credit score can help you when you apply for a new credit card, get a mortgage or take out a personal loan. We’ve made it easy by offering a free service called Credit Sense that tracks your credit score & can help you improve it.
The answer often depends on your finances and plans.
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In the quest for affordable homeownership, understanding your credit score and learning how to improve it can be the most impactful financial move you make.
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Closing on a home comes with additional costs – most to pay others for their work or for things like insurance.
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Purchasing a home is an important financial investment for a homebuyer that requires careful consideration, home inspection, and informed decision-making.
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One of the biggest initial expenses homebuyers face is the cost of the down payment. That’s the amount of money you pay out of pocket toward the cost of the home.
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You’re in the final stages of closing on a home and receive a last-minute email telling you that plans have changed and to wire the money to a different account.
What should you do?