Employee Benefits

Stay competitive and attract talented employees by offering a quality package of financial and retirement benefits.

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Employee Benefits
Help Your Employees Reach Their Goals

Simple Individual Retirement Account (IRA)

A quality solution for small employers who want to contribute to retirement funding.


401(k) Plans

Sponsor a comprehensive retirement plan complete with tax advantages.


Simplified Employee Pension (SEP)

Make discretionary payments to your employees’ retirement fund that are tax-deductible.


Health Savings Account (HSA)

Help employees cover medical costs with a tax-advantaged savings account.

Meet Our Financial Services Team

Get guidance on how best to reach your goals as a business owner.

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Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Neither First National Bank Bemidji or First National Bemidji Investment Services are registered broker/dealers, nor are they affiliated with Raymond James Financial Services. Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including possible loss of principal.

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Check the background of this firm and/or investment professional on FINRA’s BrokerCheck.

Offer Great Employees a Great Benefits Package

Benefits Package