Checking With Options to Fit Your Life

You should get the most out of your money. That’s why we have account options tailored to fit every budget.

First Step Checking

Minimum Opening Deposit $25
Daily Balance Requirement $0
No check writing privileges
No NSF, Overdraft, Return Item, or Closure fees
E-statement required or $2 monthly charge for paper statement

First Free Checking

Minimum Opening Deposit $100
Daily Balance Requirement $0
Check Images Returned with Statement (online only)
Online & Mobile Banking

First Checking

Minimum Opening Deposit $100
Daily Balance Requirement $400^
Check Images Returned with Statement*
Online & Mobile Banking

First Checking Plus

Minimum Opening Deposit $100
Daily Balance Requirement $800
Earns Interest on Balance**
Check Images Returned with Statement*
Online & Mobile Banking

*The size of the check images may be adjusted for easier viewing.

**Earns a variable interest rate paid monthly based on the average collected balance.

There is a $25 fee for any checking account closed within 180 days of opening. Excluding First Step Checking.

^A $5 monthly maintenance fee will be assessed if the balance falls below the daily balance requirement.

First Step Checking is certified by the National Cities for Financial Empowerment Fund (CFE Fund) as meeting the Bank On National Account Standards. The Goal of Bank On is to ensure that everyone has access to safe and affordable financial products and services.

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