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FNBB Young and Teen Investor Clubs

First National Bank Bemidji has been offering our Young Investor program for many years. The no service fee for an Young Investor Savings Account is just one of the many benefits and all members receive a combined Young/Teen Investor newsletter.

Check out "The Road to Financial Responsibility" which provides savings tips for parents, grandparents or guardians. These tips can be considered for young investors at any stage from pre-school to high school. First National Bank Bemidji will work with parents and kids to start a savings plan. Call 333-4340 to make an appointment or stop in at one of our three office locations. We will discuss options for you and your Young or Teen Investor.

The Young Investor Savings Account helps young people under 18 save for the futureLearning to save at an early age is made easier with the following benefits:

  • No monthly fee or minimum balance is requried

  • Competitive interest rate

  • Free & convenient 1st TeleBanc access

  • Free 1st Net Connection Internet Banking access

  • Statement issued quarterly

    • Each month, the first five withdrawals are free, with a $.25 fee for each following withdrawal

    • Preauthorized transfers, automatic payments and telephone transfers are limited to a combined total of six per month or statement cycle.  These limited transfers include such things as automatic insurance or utility payments, transfers that occur through 1st Net Connection or 1st TeleBanc and automatic loan payments to other financial institutions.

First National Bank Bemidji also offers additional benefits with free membership to one of our Young Investor Clubs described below. Please call 333-4352 for more details.

Young Investors Club 

  • Many savings and educational activities for Young Investor Savers between the ages of 0 and 11

  • Coloring contests

  • Birthday cards

  • The Annual Young Investor Picnic is held each summer in the Main Office Garden Court. Mark your calendars for Thursday, August 7th!

Teen Investors Club 

  • Many savings and educational activities for middle and high school students between the ages of 12and 18

  • Birthday cards

  • Seminar for Teen Young Investors and parents/guardians to learn more financial life after high school. Please call Christy at  218-333-4352 for more details.

    • Spring seminar - Tuesday, April 29th at FNBB Main Office Education Center

    • Fall seminar- Tuesday, October 28th at FNBB Main Office Education Center

Christine Korhonen

Young Investors and Teen Investor Director
Each April our Young Investor Director and other First National Bank Bemidji employees make presentations at local schools and organizations. They reach out to kids of all ages during the month to provide savings tips and other financial education. Our employees also make presentations in several Bemidji elementary and high school classes throughout the year.  We will work to set a presentation time and place. Call Christine Korhonen at 218-333-4352 if your class would be interested in a presentation during April or other times throughout the school year.

Tours of First National Bank Bemdiji Main Office may also be scheduled for classes or youth organizations. You may call 218-333-4352 to set a date for a tour for our group.

Christine has viewed and suggests checking out the
Motley Crew for Teens website: which offers savings and investment information. A portion of it is dedicated to teens and their money.





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