DEBIT MasterCard®

Our Debit Mastercard® offers the added security of chip technology. 

Fraud risk management software is also implemented by our debit card partner, Elan. This new technology recognizes a pattern of transactions that are not typical of your card use. If there were transactions that were flagged as atypical, you may receive a call from Fraud Prevention Services to request verification of a charge.  

If you have questions or if you receive a call, you may call First National Bank Bemidji Card Services: 218-751-2430 or Fraud Prevention Services: 866-842-5208.

Report Lost or Stolen Card

First National Bank Bemidji works to protect your debit, credit card or prepaid cards. Listed below are phone numbers to call if your debit/credit/or prepaid card has been misplaced or has been stolen.

Debit Card

Call us at 218-751-2430 during FNBB business hours. After business hours, please call 1-800-448-5175 and leave a message with your contact information and we will return your call as soon as possible. You may also call the After-Hours Hot Card at 1-800-264-5578.

Traveling out of Minnesota?

If you are traveling let us know. Call First National Bank Bemidji and we will place a travel notification on your card. Once we have added this information to your profile, your card will not be frozen due to transactions made outside of the area. Stop in or call any of our offices to request a travel notification for your card.  We also recommend carrying a credit card or secondary form of payment in the event that your card is lost while you are traveling. 


Credit Card

Call 1-800-558-3424 to report if your First National Bank Bemidji Credit Card has been lost or stolen.

Gift Card or Prepaid Card

If you have purchased or received a FNBB Gift Card or Prepaid Card and it is misplaced or stolen, call us at 218-751-2430. We will work with you to keep your possible losses to a minimum. Or you may call 1-888-743-8863 to report your missing gift or prepaid card after FNBB business hours.