First National Bank
Bemidji recognizes that there are many scams and cons that could
potentially impact our customers or members of the Bemidji
community. We will use this area of our website to help you
recognize potential scams. One of the most prevalent scams
receiving checks with directions to deposit or cash them and
then to wire a
large portion of the check to a specified address or bank
account. Click here for more information on FAKE
If you receive a check that seems too good to
be true - it most likely is. Bring the check in question to
First National Bank Bemidji, and we will work with you to be
sure you are not a victim of a scam that could cost you some of
your hard earned money.
There are many other scams that could make
you a victim. The Federal Reserve Board has created a list of
5 Tips for Protecting Your Checking Account which will help
you identify possible scams and provide suggestions to safeguard
your checking account. Please call us at 751-2430 if you have
questions concerning your checking account.
Information about a text message
scam information from December 2013
First National Bank Bemidji
was aware of a
scam that was perpetrated in our community utilizing
texting in December 2013. The text indicated that your card had been
temporarily deactivated and customers were asked to call the listed phone number.
If you receive text messages, emails or phone calls asking you
to call, please do not call the
number, these efforts are scams. Local law
enforcement was aware of the scam and has been working on this situation.
Beware of phishing emails, texting or emails. These contacts
appear to be from your bank or online merchant asking for
account information. Do not reply to them or click on any links.
First National Bank Bemidji will never contact you by phone,
texts, or email to ask you for your account numbers, PIN numbers
or any confidential information. First National Bank Bemidji
only asks for confidential information to verify your identity
when you initiate contact with us
The Minnesota Fraud Enforcement
The MBA (Minnesota Bankers
Association) and several other businesses are a part of a
partnership called The Minnesota Fraud Enforcement Partnership.
This partnership was spearheaded by the Minnesota Department of
Public Safety and Gambling Enforcement Division (AGED) in an
effort to help reduce lottery and sweepstake frauds. An
important part of this partnership has been the creation of a
centralized location for bankers and/or potential victims to
report frauds. There are three ways to report a scam to MnScams:
Call the toll-free
number 866-347-0911. Leave a message with your name, call
back number and type of fraud. Someone will return your
Go online to
and fill out the fraud complaint form. You can submit the
form electronically or you can print a paper copy and
mail to: Alcohol and Gambling Enforcement Anti-Fraud Unit,
444 Cedar Street, Suite 133, St Paul MN 55101-5133
Forward emails that
claim you've won a prize/ask you to send money to firstname.lastname@example.org.
The focus of this effort is on these lottery and sweepstakes
frauds. However, other spam emails can be forwarded to this
address. The information in these emails will be sent to the
appropriate authorities to investigate.