Introducing CardValet

Protect and control your debit card from your smartphone. Parents can set limits or simply better manage spending.

Learn More


New Card. New Way to Pay.

New debit cards now with ApplePay, Samsung Pay and GooglePay functionality.

Learn More





Bemidji's Bank Since 1897.

Employee owned since 1985.

For over 120 years, First National Bank Bemidji has served Bemidji's businesses and families. We are a community bank – investing in local people and their dreams – and celebrate the successes that enhance our quality of life. First National Bank Bemidji has had a partnership with Bemidji for generations. In 1985, our employees invested in the bank through an Employee Stock Ownership Plan (ESOP). This means we'll always be Bemidji's Bank because we are owned by employees, ensuring that we will be your banking partner for generations.