Online Banking will be unavailable on Wednesday, August 4th from 6:30am until 7:30am for scheduled maintenance.

Business Loans

We focus on service and relationships. Our philosophy has always been to serve your long-term interests.

Most loans are made directly by First National Bank Bemidji. Other loan sources, such as SBA loans and economic development loans, may enhance your finance package and are also available through us. We work with you to determine the sources of financing that make the most sense for your business.

Business Loan Financing Options

  • Operating Capital – term loans and credit lines
  • Business Purchase or Expansion
  • Inventory and/or Equipment
  • Farming
  • Logging
  • Commercial Real Estate
  • Contractor/Construction Financing
  • Letters of Credit

Get started by filling out a Personal Financial Statement Form.