Checking

Our business checking accounts are designed to offer you flexibility and convenience at a very reasonable cost. All accounts are backed by the safety and security of FDIC Insurance.

A minimum deposit of $100 is required to open any business checking account.

First Business Checking

  • $400 minimum balance; if daily balance goes below $400, there is a $5 maintenance fee
  • Earnings credit is applied*
  • Available to all types of business
  • Account charges may be offset by earnings credit
  • Account analysis can be requested to determine balance needed to offset service charge

*Earning credit is calculated by multiplying the average collect balance by the previous month’s average T-Bill rate.

First Plus Business Checking

  • $800 minimum balance; if daily balance goes below $800, there is a $5 maintenance fee
  • Earn interest
  • Available only to sole proprietorships or non-profits
  • Interest paid monthly on average collected balance

Simple Business

  • Designed for businesses that have lower activity
  • No minimum balance
  • No account maintenance fee
  • First 50 physical items are processed at no fee (items include debits, credits and transit items)