resized business debit cardDebit, Credit and Prepaid Cards

Debit Mastercard® Businesscard

You may request a debit card for your business checking account. The card can be used to pay for goods and services directly from your business checking account – anywhere Mastercard® is accepted.

The Business card is blue, making it easy to differentiate from your personal Debit Mastercard which is red.

Benefits of your Debit Mastercard Businesscard include:

  • Provides chip technology - making it virtually impossible for thieves to steal your data or create a counterfeit card
  • No annual fee – card issued free with any First National Bank Bemidji checking or savings account
  • Use at home and abroad to pay for purchases
  • Automatically accepted wherever Mastercard® is accepted
  • Cash back option – some terminals allow you to get cash back by using a PIN number
  • Tracking your Debit Mastercard purchases is easy with detailed descriptions on your checking statement 
  • Get cash at ATMs – free at 1st Teller 24 machines
  • Easy to use online

Traveling outside of Minnesota

Notify us before you travel by calling 218-751-2430.

Difficulty using your card

Call us at 218-751-2430 or 1-800-866-5208 (Fraud Prevention).

If calling after business hours, leave a message with your contact information and we will return your call as soon as possible.

Lost or stolen card

Call 1-800-264-5578.

Business Credit Card

Separate business and personal expenses with our Visa® Business credit card.

Benefits of your Visa® Business Credit Card include:

  • Free spending reports
  • Increased purchasing power
  • Security and convenience of paying with a credit card

Apply for a credit card 


Gift Cards and Prepaid Cards

Gift cards are the perfect gift for employees and customers. We can personalize gift cards with your business name and you can choose an appropriate background from our catalog. Please note that there is a lead-time for custom cards. Call Brooke Rebers at 218-333-9602 for information on customized cards. Gift cards are also available in many standard designs which are available at time of purchase. The purchase price is $4.95 per card.

First National Bank Bemidji also offers prepaid debit cards as an alternative to cash and credit for travel expenses, shopping online and shopping anywhere Mastercard® is accepted.  The purchase price is $4.95 per card. Prepaid cards are reloadable after initial loaded amount. Call us at 218-751-2430 or stop in at one of our offices for more information.