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Commercial Loans

Our bank has grown with the Bemidji community and its businesses. Our partnership has been made stronger by working together. We invest back into the community where you live and work, strengthening the local community and making life better for everyone. Our mission is to provide your business with appropriate financial services to help you succeed. 

Tom Welle, President     Hugh Welle,
Vice President
Commercial Loan Officer
NMLS # 658302
  Commercial Loan Officer
NMLS # 658309
218-333-4315    218-333-4359


 Russell Moen Jodi Schroeder Ryan Welle
Commercial Loan Officer
NMLS # 658310 
Commercial Loan Officer
NMLS # 658303 
Commercial Loan Officer
NMLS # 952702
218-333-4363  218-333-4344 218-333-4342


Please call for an appointment at 218-333-4318As always, please contact us with any questions.  Click here for NMLS License Numbers for FNB Bemidji Lenders




Why First National Bank Bemidji?

  • Local Management - The First National Bank of Bemidji Board of Directors live in and know the community and its businesses. 

  • Local Decision Making - We are locally owned and operated.  Decisions about your loan are made right here in your hometown. 

  • Experienced Staff - Work with people you know and who know you.  Our commercial banking professionals are dedicated to meeting the needs of local businesses. 

  • Concern and Commitment - We understand that your time is important.  You can expect to receive prompt answers to all your banking needs. 

  • Service and Relationship - We have been working with Bemidji businesses for over a century. We will work with you in finding the products and services that best suit your needs. 

  • Convenience and Flexibility - Loan payments may be made through 1st TeleBanc, 1st Net Connection or with preauthorized, automatic withdrawals from your checking account.  Advances from approved credit lines may be accessed, and payments to these loans can be made through 1st TeleBanc, 1st Net Connection and 1st Mobile which is available 24 hours a day, 7 days a week. 

  • Business Retirement Plans  - We offer a variety of retirement plan options for you and/or your employees.  Click for more details..... 

  • Payroll Services - We can provide all the assistance and information necessary to set up a direct deposit program for your company's payroll.  We can also furnish you  training and printed materials that promote direct deposits.  Click for more details..... 

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