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First National Bank Bemidji Mission Statement

It shall be the purpose and mission of this organization to provide a full range of quality financial services and products operating as a locally-owned community bank within a trade area as defined from time to time by the Board of Directors.

It shall be the mission of the organization to strive to attain the maximum benefit to the investment of our shareholders in terms of both short-term yield and long-term growth by making prudent business decisions and maintaining adequate levels of capital to assure safety and soundness.

We recognize our partnership with and responsibility to our employees and the communities we serve.  In that regard, we shall strive to create long-term career opportunities for our employees and to contribute to the economic and social well-being of the communities we serve.

Statement of Condition
December 31, 2014

Cash & Due from Banks $7,443,463.15
U.S. Treasury Securities 0.00
Securities U.S. Government Agencies 111,125,579.39
Municipal Bonds 147,398,653.57
Mutual Fund Investments 513,822.68
Federal Funds Sold 0.00
Other Securities 1,413,417.98
Stock-Federal Reserve 180,000.00
Stock-FHLB 789,600.00
Loans 313,503,992.59
Bank Premises & Equipment 10,860,247.48
Other Assets 18,905,447.97
 Total Assets $612,134,224.81
Demand & Now Deposits $137,628,393.13
Time & Savings Deposits 337,849,375.96
Other Liabilities  47,237,779.00
Total Liabilities $522,715,548.09
Capital Accounts
Capital Stock-Common Stock $3,000,000.00
Surplus 3,000,000.00
Undivided Profits 83,418,676.72
Total Equity Capital $89,418,676.72
Total Liabilities & Equity Capital $612,134,224.81
Copyright 2012,  First National Bank of Bemidji

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