Identity Theft & Phishing Scams
The world is
changing, and it can be challenging to keep up.
First National Bank
wants to ensure that all its banking partners are
educated, aware, and safe against the threats
facing us. To that end, we will try to provide
information on things you should know about, like
scamming, phishing and identity theft. Some of
these resources point to outside sources, and if
you click on them be aware you will be leaving
First National Bank web
site and we are not responsible for the content.
Identity Theft
"Phishing" Scams
DID YOU KNOW?
A great way to
keep tabs on your identity, and find out FAST if
someone is opening accounts or credit cards in
your name, is by checking your credit report. A
recent amendment to the federal Fair Credit
Reporting Act (FCRA) requires each of the
nationwide consumer reporting companies to provide
you with a free copy of your credit report, at
your request, once every 12 months, from www.annualcreditreport.com. The Federal Trade
Commission (FTC), the nation's consumer protection
agency, has prepared a brochure,
Your Access to Free Credit Reports, explaining
your rights and how to order a free annual credit
report.
TIP:
Since you get one free report from each of the 3
bureaus per year, do not request them all at
once. Spread them out, since you then get three
free "snapshots" of your credit per year - all the
better to thwart Identity Theft!
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